I figured out a way to slow the bleeding....

Quit playing.

Well, not really, but I'm being somewhat forced to play cheap for the next couple of weeks. I'd pretty much geared down a couple of weeks ago, but now I'm under some financial constraints.

Essentially, I'm in the middle of refinancing the house, which is saving me a ton by knocking off 2 points off my rate. Well.....I found out that would have to wait until next month or pay a $7000 prepayment penalty (only in Ky.). This kind of ties up a certain amount of cash in my account (underwriter requirement), so, I'm pretty much broke for a while.

Looks like I'm mired in the world of micro limits for awhile.

Maybe that's not so bad.